It prides itself on being a laid back coastal community, free of crowds and pollution. Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. This makes Port Charlotte an area of Florida that appeals to a broad segment of the population. In the area is also the Indian River Lagoon, which is a great place to go boating or fishing. There are also plenty of opportunities to go kayaking or fishing in Palm Bay. Biking along the beachfront paths can be relaxing while also providing some exercise at your own pace. Vero Beach also offers many museums like the Vero Beach Museum of Art that contains some really cool visual art exhibits. SmartAssets Steven Abbey is a author for Senior Living Headquarters and owns a home in a retirement community. 1. Feb. 28, 2023, at 10:01 a.m. 9. Sinkhole Resources and Commonly Asked Sinkhole Questions, See What Users Are Saying About Sinkholemaps.com >>. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. There are more than 30 public schools in the area offering quality education to the students. The downtown area has recently been revitalized and offers many amenities such as shops or restaurants that cater to all tastes. Here are seven of the nation's best 55+ communities near a beach. All investing involves risk, including loss of Clearwater is anaffordable place to live in Floridawith plenty of entertainment options and family-friendly museums. The city has a strong cultural scene and art and there is no chance you will ever get bored! 10 Best Places to Retire in Florida in 2023, 7 Best Places To Live In Northern Florida, 8 Best Breweries in Tampa, FL: A Definitive Guide To Breweries, 10 Most Beautiful Natural Springs in Orlando to Visit This Year, 12 Great Day Trips From Tampa For Less Than $150, 11 Most Dangerous Cities in Florida to Avoid in 2023, 23 Pros And Cons of Living in Cape Coral, Florida! Kings Point offers its residents free scheduled transportation throughout Sun City Center. Youll find plenty of recreational activities to do outside in Port Angeles. The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. Places to visit:Sunsets at Pier 60 beach, Clearwater Beach, Caladesi Island, Fort De Soto Park, Pass-a-Grille Beach, Moccasin Lake Nature Park, Bilheimer Capital Theatre and many more. The town itself has a rich history, so it seems that there is always something going on. SmartAsset does not Theres an outlet shopping center and a casino. Learn more about the pros and cons of living in the Florida Keys. The best part is that this activity is free. Known for its racetrack, the area is also home to a stunning and active coastline. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. The population is just over 24,000 and it seems to be growing every day with new residents always wanting to spend life here among pristine beaches and nature. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. Located in Broward County on the Atlantic coast, this destination offers miles of pristine beachfront as well as trendy shops with an elegant atmosphere to complement its high-quality living standards. A: Both Key West and the Florida Keys are perfect for summer vacations and outdoor activities. You can go hiking in Atlantic Coastal Ridge which is a designated wildlife sanctuary. Daytona Beach, Florida. This quaint beachy metropolis of 58,000 residents offers so much to see with its own unique charm. If you love marine life, head to the Bahia Honda State Park which is one . While you will not find many condo opportunities in the town, plenty of single housing units offer affordable prices. Many of the homes there are priced below $100,000, although higher price points and more luxurious communities are available. We list the top 25, ranked from least to most affordable. Most Affordable Beach Towns - 2022 Edition - SmartAsset Loading Top 50 Most Affordable Beach Towns Note: All figures shown are averages in each city. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. Laidback New Smyrna Beach is a peaceful beach community of 23,000 located in the northern portion of Florida's east coast. Beach access is available on the island with many great restaurants and shops. Coming in at No. The cost of living is 31% higher than the average. If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. The temperatures reach 84 degrees Fahrenheit on average between February and April when baseball season begins here at Tradition Field at Jet Blue Park. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. You can also enjoy different art galleries where history comes alive. 2, Sarasota was singled out for its shorelines and pristine beaches as well as its abundance of 55+ communities, with 30 age-restricted communities in the area and 33 active lifestyle communities. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. Seaside living doesnt mean bankruptcy. Required fields are marked *. If those are the only two choices, definitely Boynton Beachprovided you can comfortably afford the housing costs. One can always find shells or teeth from sharks here onshore as well. In addition to the pristine coastline, Melbourne beach is also home to a 155-mile long estuary. In 1961 it only had 250 homes, today there are 201,846 residents who call this place home. It is a rural community with a lot of the benefits of living in the big city. This makes the town a great place for people who prefer warmer weather. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. Nestled on an isolated barrier island that boasts only six miles of the commercial district, Naples is known as one of the most wealthy towns in Florida. And explore the scenic trails at the Clam Bayou Nature Park. Youll find plenty of activities to keep you occupied in and around the City of Discovery, from casinos and boat charters to beaches and trails. The median price of an average house in Delray Beach is around $280,000. Theres just so much to do here. The state of Florida is quickly becoming a hot spot for those looking to retire and become part-time residents. Dont worry if youre not a pro golfer, there are numerous learning opportunities. Along the Gulf of Mexico the Gulf Islands National Seashore, Pensacola is an inexpensive beach town in Florida Panhandle to live in. Florida cities took eight out of the top 10 spots on . A recent U.S. News analysis compared the 150 largest metropolitan areas in the United States as potential retirement spots, including data on housing affordability, happiness, desirability, retiree. Because there is so much less traffic here than in other areas of Florida, you can really enjoy your time on the beach. In 2021, Travel + Leisures released a list stating Clearwater Beach as one of the 14 best beaches in Florida. This contributes to the lower cost of living. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. Now that you are well aware of thecheapest beach towns in Florida,it is time to plan and decide in which place you want to reside. Along the Indian River Lagoon in Brevard County lies Titusville, a gateway to both nature and the space center. Clear Water Beach has long been known as Hollywood South for its beautiful sandy beaches. Neighborhoods.com and our partner agents are not affiliated with or sponsored by communities or their associations. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. This post may contain affiliate links. Places to visit:A. E. Backus Gallery and Museum, Sailfish Brewing Company, Jack Island Preserve State Park, George LeStrange Preserve, Sweetwater Hammock Preserve, Jetty Park, and many more. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. community with a lot of the benefits of living. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. Its quaint main street is lined with old oak trees and brick buildings sporting wrought-iron detailing, while three entertainment districts offer plenty of diversions. The fishing here is fantastic, so you can just imagine what draws so many people to live here. Neighborhoods.com compiled a list of those towns by considering a range of factors to assess affordability, including median home value, median real estate taxes, and average home costs, among others. That compares quite favorably when you think of the more popular beach towns that Florida is known for. America's gold stockpile has fueled curiosity and conspiracy theories. Many publications have dubbed Gulfport "America's Most Affordable Beach Town", so it's definitely worth a look. This affordable beach town roughly an hour north of Palm Beach offers a charming downtown both Reader's Digest and Travel & Leisure put Fort Pierce's on their lists of the best main. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Nabbing the No. However, all of these benefits come at a cost. As one of the more recognizable towns on our list, Melbourne Beach might be a surprising addition to many. Since you don't currently live in a coastal community, this means you're going to need to pack up and move . In Alabamas Gulf Shores, you can indulge and relax and even partake in an adventure or two. The Harbor City features some delightful art galleries, golf courses, fishing piers, upscale dining, boutiques and beaches. Or if you prefer to stay indoors, the Driftwood Bistro offers a more refined setting with an equally impressive menu of fresh seafood. Big Pine Key is known as one of the most affordable beach towns in Florida we recommend visiting if it comes to a budget family trip to the Keys. Titusville, also known as the Space Coast, is the most affordable city in Florida. With a population of 185,000 friendly people, Cape Coral has still maintained a small-town feel. My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. And its not just pretty to look at Hobe Sounds median home value is just $206,300. These are all important considerations when deciding where to retire. Located about 18 miles south of Sarasota, Venice is a popular small-town retirement city, best known for its historic downtown area and beaches that are lined with sharks teeth. This is a place where you could easily envision living for the rest of your life. Head to the local restaurants for some fresh gulf seafood or book a charter and reel in some fish yourself. There is the presence of several state parks, including Fort Pierce Inlet State Park, and many where you can relax and spend time. You will also benefit from a coastline that has been largely immune from any type of tourist boom over the years. Even baseball fans will be excited about the fact that teams from both Boston (Red Sox) or Minnesota(Twins) hold their spring training activities right around town, making it easy on residents like you looking forward to catching up over some games at cozy parks during warmer months while enjoying breathtaking views all along this beautiful citys waterways. Theseinexpensive beach cities in Floridaoffer a standard quality of living with good job opportunities, quality education and an amazing ambiance. . Living life close to the sea has amazing health benefits for your mind, body, and soul. 1 was Boynton Beach in Florida. This is a great way to meet other local residents as well. Retirement is all about getting to fulfill your life-long desires. Tarpon Springs has a well maintained and vibrant downtown district that has regularly scheduled activities and plenty of entertainment and dining options. Many people dream of packing up their belongings and moving close to the beach, with visions of enjoying idyllic days in the sunshine, dipping their toes in the sand, and relishing the charms of life in a town that feels like endless summer.. Where should I retire? You can stroll around the downtown center and the Historic District and check out the art galleries, antique shops and Greek eateries around the area. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. Cities with the Best Home-Price-to-Income Ratio. Places to visit:Humiston Park, South Beach, Sea Grape Trail, Jaycee Park,Maher Building, Driftwood Inn,Ambersand Beach, McKee Botanical Garden, Turtle Trail, and many more. As far as the east coast goes, Fort Pierce is actually one of the oldest towns that you will find. Located north of Vero Beach on the Treasure Coast, Fort Pierce is one of the oldest communities on Floridas east coast. Beach access is available on the island with many great restaurants and shops. Home Price to Income Ratio: 3.08%. Here are 25 gorgeous beach towns in the U.S. where you can retire on a budget. Then, the reality of what it may cost to fulfill these dreams hits home. Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month Since there are so many beach towns in the Sunshine State, with many of them having a relatively high cost of living, it is crucial to have a way to narrow the list down somewhat. Reproduction in whole or in part without permission is prohibited. Fort Pierce is a great vacation spot in Florida in February. In Essex, the median home value is just $191,400 compared to the state's median home value of $370,300, according to Zillow. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. When many people think of Daytona Beach, they think of driving. A few years ago my parents were downsizing and needed information about active senior living. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. Given the fact that you can find a single family home here for cheaper than most other parts of the country, this is a great place to consider moving to if Florida is on your list. Big Pine Key. Okaloosa Island, with its fine white sand beaches and glittering green waters, is mere minutes away. You can spend your days on the sand and your nights soaking up the nightlife. This makes the region quite appealing to old and young people alike. Beach vacations can be expensive, but luckily, a retiree in Ormond Beach doesnt have to drain their savings for a more permanent stay. Unbelievablyaffordable coastal living in Florida, Siesta Key is tempting with beautiful snorkeling spots with shallow water and limestone formations. If you are planning to move to Florida, check out our ultimate Florida packing list and also know about the pros and cons of living in the Sunshine State. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. Countless senior communities provide plenty of opportunities to meet like-minded people of the same age group. Close to Atlantic beaches. You could also be saving $1,000 a year or more by choosing the right home insurance policy online. Over a third of the population is age 60 or older in this popular retirement destination, and the area has added. Decide where you want to go and then enjoy the experience. Being able to enjoy the beach round is another factor that draws many people here as well. This gated community offers over 200 clubs to keep anyone and everyone entertained. 2 . The cost of living is 37% higher than the average. Shreveport, LA comes in at $700, while Des Moines, IA holds at $785. The median home value in Fort Walton is $185,900, while annual property taxes will cost you around $1,366 and monthly housing costs amount to about $1,049. Melbourne is situated just southeast of Orlandos massive, family-friendly theme parks, but it could be better suited to an older homeowner. Get matched with a financial advisor today at Datalign and get on the path to financial success. The median home value in the city is $182,800 and youll pay around $1,291 in property taxes each year and $940 in housing costs every month. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. is in violation of the regulations of this system. Youll find several delicious eateries such as Simply Seafood Market & Oyster Bar for scallops and shrimps and PoFolks if youre in the mood for some homestyle American comfort food, as well as your regular fast food joints. It is a great place to live and buy property because of the affordable cost of living. This is primarily because it is so peaceful, yet it has so much to do outside. principal. Youll also find mainly single-family homes here, but multi-family residences are available, too. The median home value in Tarpon Springs is $209,400 and the median monthly housing cost adds up to $943 slightly pricier than Hobe Sound but youll pay around $1,847 in property taxes each year. Costa d'Este Beach Resort & Spa sits steps from the sand and wraps perks like beach cruiser bikes, stand-up paddle boards, and sea . Thats not all. Islamorada offers its residents all that life can offer including great schools for children, plenty of opportunities at work or school thanks to its thriving economy (it ranked number 12 outranked other towns), vibrant neighborhoods. Permission and instructions to access this system can be obtained from the SmartAsset access control It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Neighborhoods.com is not affiliated with the builder, developer, or the association of any communities displayed on this website. An average house in this beautiful town costs around a million dollars. Plus you get all this beauty for your money. There are loads of free activities to take part in, making this one of Floridas most affordable beach towns by far. In Essex, the median home value is just $191,400 compared to the states median home value of $370,300, according to Zillow. You can be part of plenty of outdoor activities like taking part in golf courses, dolphin watching along the Halifax River, visiting museums and art galleries or visiting the Deland Memorial Hospital Museum, or hiking to Buncombe hill interpretive trail, Manatee Island Loop and many more. Its name comes from the famous Italian city of Naples because of its similar architecture and vibe. There will also be plenty of opportunities to go surfing on the coast of Melbourne Beach. Those who dont miss the opportunity of moving to this marvelous city dont usually regret it. As an added bonus, spring time residents will enjoy having a spring training baseball facility in the town. With over 182,000 residents (2019), Fort Lauderdale can be your perfect retirement location. In the downtown area, youll discover some lovely early-1900 buildings and exhibits at the Historical Museum. On Main Street, Daytonas entertainment district, youll find a host of bars, clubs, and restaurants. NASCAR has its headquarters offering a large number of job opportunities to the youth. To get the No. The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. Downtown Fort Pierce will bring you to the historic waterfront district. The weather, of course. High-end boutiques and expansive mall outlets are making it perfect for career professionals. You can eat it literally right on the beach at Beach Bistro. Foodies can dine at some fantastic seafood and steak spots and outdoor activities range from bird watching to ziplining. Research shows Americans are spending more on gambling and gaming despite inflation concerns. Melbourne is a small, yet bustling city with plenty to offer those who retire there. With the perfect location, Titusville is connected by railroad from the small community Enterprise, and Daytona Beach. Clearwater Beach is a stunning casual beach town abuzz with good restaurants, good vibes and good opportunities. link to Whats The Most Expensive Village in The Villages Florida? Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. It is free and quick. Finding the most affordable beach towns in Florida involves gathering up a range of data that includes such items as the average price of a home, property taxes, the overall cost of living, and much more. advisors. Motorcycles and race fans gather during summer vacation to enjoy the beautiful weather that lasts all year round here. Its also the medical center for the south coast region, according to the city website. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. While that might rule out a comfortable life in expensive beach towns like Naples, Florida, and Hilton Head, South Carolina, that doesn't mean life by the ocean is out of reach for the average retiree. In fact, the two can be enjoyed in equal measure if you know where to look. This country has been a popular place to retire overseas for more than 40 years. The median monthly housing costs amount to $811. The tranquil streets with a peaceful welcoming quiet environment and proximity to open spaces and nature is the dream of many. Even if you dont, you can find plenty of other activities to keep you busy in this affordable beach town located in the Gulf Coast region of Florida. That is why real estate is also extremely expensive. The median home value is $161,700 and the median annual property tax is $1,1986 a bit more expensive compared to Gulfport but youll pay about $737 in housing costs each month. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. Known as the land of five minutes, because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. You might even catch a glimpse of a dolphin or sea turtle, or catch some Spanish mackerel along the fishing pier. Ocean Springs, Mississippi Population: 18,387 Median home price: $250,967 Median monthly rent: $1,350 Ocean Springs oozes small town Southern charm. This fabulous town has a population of just over 100,000. However, this will give you a quieter and more serene lifestyle. This coastal city has some of the best fishing in Texas you can choose between charter boat services, surf fishing at Bryan Beach or the Brazos River. According to the Census Bureau, the average over-65 household in America requires $49,000 a year to cover everything from housing to food. reduce returns). When 55places named Sioux Falls in South Dakota the most affordable place to retire in 2019, it was a bit of a surprise. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. Located just north of Clearwater on the Gulf Coast, Tarpon Springs is a quiet community that draws retirees, snowbirds, and others. You can also watch the annual Daytona 500 NASCAR race at the Daytona International Speedway. platform based on information gathered from users through our online questionnaire. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,100],'seniorlivingheadquarters_com-medrectangle-3','ezslot_4',122,'0','0'])};__ez_fad_position('div-gpt-ad-seniorlivingheadquarters_com-medrectangle-3-0'); Here is a lovely coastal town where you can secure a lovely home in the neighborhood of $130,000. The only major problem can be the crime situation which can be a bit problematic at times. Places to visit: Ponce De Leon Inlet Lighthouse and Museum, Dunlawton Sugar Mill Garden, Daytona Lagoon and many more. Downtown Delray Beach is a lively area with lots of activity happening all the time. Dont miss the National Naval Aviation Museum, the worlds biggest naval aviation museum, which houses over 150 restored aircrafts. The beaches of Venice are among the best in Florida. 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